OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105, Dont Write Off Paper Bank Statements Just Yet, Senior Writer | Certificates of deposit, ethical banking, banking deposit accounts. A bank statement is a record of your transactions from a checking or savings account over a certain period of time. If it were me, I would contact my bank and see what they say. See Experian's guide to storing financial documents for tips on how to maintain them safely and securely. Your financial institution stores information in their system for multiple years, and may be able to provide you with copies of older statements on request. How much available credit should you have? It lists deposits and credits, withdrawals, fees, returned checks, checks. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. In contrast, Twight adds, her clients with e-statements dont read them, except maybe around tax time. Follow these steps to access your online statements: If you prefer to receive paper statements, your bank will mail them to the address it has on file for you. All the information contained in your bank statement tells a story. I have the same withdrawal twice but its also listed in returned checks but not checks section. Your bank will keep your statements on file for up to seven years, depending on its policies. Disclaimer: NerdWallet strives to keep its information accurate and up to date. My interest is personal -- I paid off my student loans in three years and have been helping others take control of their finances ever since. You can receive statements by mail and also see your statements online when you choose Statements. Using a credit card responsibly means staying on top of your account tracking purchases, looking out for fraud, paying on time and your monthly statement helps you do that. It is recommended that you upgrade to the most recent browser version. Save copies of your e-statements onto an external hard drive and/or to the cloud throughout the year. According to a recent survey from GOBankingRates, more than one in four people -- 27% -- do their banking entirely online. Email: Brackendell Golden Retrievers, Articles C